Many advisors push plans that pay them more.
Limited ongoing support
Many insurance agents sound like salespeople and are harder to reach after choosing a plan.
"As my parents enrolled in Medicare for themselves, they faced a maze: nearly missing deadlines, scrambling to enroll, and filling out piles of paperwork. Worst of all, they could only hope that they made the right choice; it was hard to be sure.
Unfortunately, when they finished, they had enrolled in a plan that was more expensive than alternatives for the same coverage."
– Cobi B. Gantz, Chapter CEO